Wednesday, October 22

PAG-IBIG Multi-Purpose Loan Application

I asked for a day's leave to process what could have been a whole day affair with PAG-IBIG (Pagtutulungan sa Kinabukasan: Ikaw, Bangko Industriya at Gobyerno) or otherwise known as The Home Development Mutual Fund. Remember how easy it was to file for a loan for SSS online? Well for this transaction, I wanted to do it the old fashion way. This means heading out to work early and processing everything in one day. 

Are you eligible for loan? 

Check out the Borrower Eligibility below:

New Loan
FTW! Blog, PAG-IBIG Multi-Purpose Loan, Pag-Ibig Loan, Salary Loan, Pag-Ibig Logo
1. With at least twenty-four (24) monthly contributions.
2. An active member at the time of loan application, with at least five (5) monthly contributions for the last six (6) months.
3. Member-applicant’s net take home pay shall not fall below the minimum requirement of the General Appropriations Act (GAA) or company policy, whichever is applicable.
4. If with existing calamity loan, a member shall be allowed to avail of the MPL only after payment of at least six (6) monthly amortizations. The outstanding balance, together with any accrued interests, penalties and charges, shall be deducted from the proceeds of the MPL.

Legend: MPL - Multi-Purpose Loan
Source: Multi-Purpose Loan Eligibility


Steps in Applying the PAG-IBIG Multi-Purpose Loan

FTW! Blog, PAG-IBIG Citi Cash Card, PAG-IBIG Citi Prepaid Card, PAG-IBIG Multi-Purpose Loan, Pag-Ibig Loan, Salary Loan1. Ask for a MPL form. I asked from the Human Development or from the Finance Department. Or you can get it from this link: Pag-Ibig MPL form.

2. Fill out the form and secure a photocopy of 2 valid IDs. Preferably government issued IDs.

3. Print out a month's worth payslip. Have your documents (MPL form, payslip, photocopy of 2 valid IDs) signed by the Finance Head for authentication.

4. Head out to PAG-IBIG early and get a priority number.

5. Wait to be called. Once called in, submit documents to the staff.

6. You will then be instructed to photocopy 2 of your valid IDs and fill out the Cash Card application form. Once done, head out to Counter 9 to submit all documents.

7. On Counter 9, the staff will check all documents and ask for the original IDs photocopied. He/she will then provide the cash card and have you sign an acknowledgment form.


8. Once done, you will then get a STL Acknowledgment Receipt and get instructions for your cash card.

9. Releasing of loan is between 5-7 working days.
FTW! Blog, PAG-IBIG Multi-Purpose Loan, Pag-Ibig Loan, Salary Loan








Tips in making the wait tolerable:

1. Bring a good book or listen to music. I didn't have any so I decided to take a nap instead.
2. Bring snacks and water. I got there around 8AM and ended at 11AM. 
3. Bring government issued IDs. They have a photocopying services inside the office at Php1 per copy.
4. Bring blue ballpen. Only blue ink is used for all forms. 

Monday, October 20

Jafar's Shawarma Station

FTW! Blog - Jafar's Shawarma Station, Jafar's Shawarma Station, #032eatdrink, Shawarma, Best Shawarma



I am a fan of shawarma. I remember back in my grade school days that I would beg my mom to buy me one from my school's canteen. That was when Funwich was the choice dessert and shawarma the main course of every kid's menu. I barely remember how much that cost, all I know is that I love the crunchiness of the white onions, the savory spicy sauce and the tender beef colliding in my mouth as angels sang in the heavens. Yes, I was a bit dramatic even way back! 

Fast forward to today, I have had my share of shawarma from a few places here in Cebu. And since taste is merely a subjective issue, I could say that I only have 1 favorite shop until a game changer changed everything. 

Oh Jafar, Jafar!

How could you be so sinful? 
Jafar's Shawarma Rice, Jafar's Shawarma Wrap, Jafar's Shawarma Station, FTW! blog, #032eatdrink , cebu foodscene
Succulent Angus Beef, sweet and tangy yogurt sauce mixed with the freshest ingredients of slices cabbage, onions, cucumber and tomatoes.

Wrap or rice? Either way is totally indulgent that you can't help but feel a bit guilty after devouring it! Serving behemoth shawarma rice and chunky wraps, this my friends is a sin worth committing for.

FTW! Blog, Jafar's Shawarma Rice, shawarma rice, #032eatdrink
You get to select your meat for the carnivore and of course a lean version for the vegans as they have chickpeas available. The Angus beef is my all time favorite! Yes, it is a tad bit expensive than that of the usual places but it certainly is worth every cent.

Jafar's Menu, Jafar's Shawarma Station Menu, FTW! blog, #032eatdrink , cebu foodsceneThe Shawarma Rice serving is enough to serve 2 people. Don't fret if you have a low chili tolerance, you can inform the staff about the sauce. They have mild, average and spicy. I opted for the spicy once and regretted it forever. I prefer the average to kickoff your taste buds without overpowering the entire meal.

Mind you, I am not the only one loving this place. Expect a wait time and even standing queues as patrons head out to eat early dinner until closing time. I prefer the Banilad Town Center branch as it is closest to me and buy myself a cold drink while waiting for my order to be ready.

They also have a branch in Rustans in the new wing of Ayala Center Cebu. Expect to get your order in 10-15 minutes tops. Shoppers and curious onlookers crowd the area almost anytime of the day. Patience is a virtue and trust me all that queue and waiting is worth it!


Jafar's Shawarma Station
Banilad Town Center
Gov. M. Cuenco Avenue, Banilad, Cebu City
Contact Number: 0936 900 5747
Hours of Operations: 10AM - 9PM Sun-Thur while 10AM - 12MN Fri-Sat